Default Insurance Fund

Australian Capital Territory Insurance Authority (ACTIA)

About the Default Insurance Fund

The Default Insurance Fund (DI Fund) commenced on 1 July 2006. The fund is established under section 166 of the Workers Compensation Act 1951 (the Act).

The DI Fund is the safety net mechanism in the Australian Capital Territory to ensure that all privately employed workers who:

Role of the Default Insurance Fund

The DI Fund provides access to benefits for injured workers where:

The DI Fund combines the previous functions of the Workers’ Compensation Supplementation Fund and the Nominal Insurer.

Imminently Fatal Asbestos Claims

From 1 July 2017, Territory workers with an imminently fatal asbestos-related disease  have access to a permanent loss lump sum and can claim timely compensation directly from the Default Insurance Fund in the first instance.

Details of the new arrangements and how to make a claim are explained in the Imminently Fatal Claim Form -  Information Guide as follows:


Uninsured Employers

For injuries that were notified to the Nominal Insurer before 1 July 2006, the DI Fund can only make payments to an injured worker in whose favour a judgment has been awarded by the courts.

Section 30 of the Act states that:

For injuries where initial notification to the DI Fund took place on or after 1 July 2006, the DI Fund will assess the claim and may take on the role of insurer if an employer defaults on payment. The injured worker may receive entitlements such as:

Insurers unable to meet claims costs

For claims where an employer’s insurer cannot make the payments, for example the insurer collapses, the DI Fund will take on the role of the insurer.


The funding for the Default Insurance Fund is made up of two components:


Where an employer fails to maintain a compulsory insurance policy, the DI Fund is entitled to recover, up to three times the amount of:

The Default Insurance Fund acts to recover those monies from the liable employer and returns them to the levied insurers and self-insurers.

More Information


For further information please contact the Default Insurance Fund:

GPO Box 158
ACT 2601
Phone: (02) 6207 0723
Fax: (02) 6207 0301


Contact the Default Insurance Fund - Claims Manager

Default Insurance Fund Annual Report

The DIF reports are contained within Chief Minister, Treasury and Economic Development Directorate's Annual Report. You may find these reports at the following link:


Imminently Fatal Asbestos Claims

DI Fund Bulletins

ACT Workcover - Useful Links