Premiums in the ACT

For the latest changes to premiums for rideshare vehicles and associated CTP registration requirements, please see the attached media release of 15 February 2016 and the frequently asked questions.

CTP premiums are subject to Government regulation to ensure that the interests of the community are protected; that premiums are no higher than they need to be to properly compensate persons injured in motor vehicle accidents; and that the viability of the CTP scheme is maintained. However, CTP premiums are not Government fees or charges. They are paid in their entirety to a licensed insurer.

CTP premiums are based on past claims experience and insurance companies' projections of the likely number and cost of claims during the underwriting period. The premium charged also depends on the type of vehicle and whether it is used for private purposes or for business purposes where a GST input tax is claimable - please see Frequently Asked Question 16. Do GST credits apply to CTP?

The current CTP premiums applying in the ACT for all CTP classes are provided below for each available CTP insurer. Consumers should note that CTP insurers may offer incentives on their products. You will need to visit each insurer's webpage or contact the insurers directly to obtain information on these products.

The contact details for each of the insurers is as follows:

AAMI                                       www.aami.com.au 13 22 44

Apia                                         www.apia.com.au 13 50 50

GIO                                          www.gio.com.au 13 10 10

NRMA Insurance                     www.nrma.com.au 132 132

*From 1 May 2013, a $1.00 CTP Regulator Levy will be applied to all CTP Premiums in the ACT. Road Transport (General) CTP Regulator Levy Determination 2013 (No 1). The Levy is necessary to support the CTP Regulator in performing its role to regulate, administer, oversee, review and reform the ACT CTP Scheme.

Current CTP premiums in the ACT

AAMI

AAMI CTP Premiums effective 1 April 2016 [PDF 73KB] [DOC 21KB]

Apia

Apia CTP Premiums effect 1 April 2016 [PDF 323KB] [DOC 21KB]

GIO

GIO Insurance CTP Premiums effective 1 April 2016 [PDF 325KB] [DOC 21KB]

NRMA

NRMA Insurance CTP Premiums effective 1 October 2016 [PDF 320KB] [DOC 27KB]

Previous CTP premiums applicable in the ACT

NRMA Insurance CTP Premiums effective 1 July 2016 [PDF 78.3KB]  [DOC 25.8KB

AAMI Insurance CTP Premiums effective 17 September 2015 [PDF 321KB] [DOC 27KB]

Apia CTP Premiums effective 1 March 2015 [PDF 64KB] [DOC 29KB]

GIO Insurance CTP Premiums effective 17 September 2015 [PDF 334KB] [DOC 36KB]

NRMA Insurance CTP Premiums effective 1 July 2015 [PDF 272KB] [DOC 61KB]

AAMI CTP Premiums effective 1 March 2015 [PDF 62KB] [DOC 23KB]

AAMI CTP Premiums effective 1 March 2015 [PDF 62KB] [DOC 23KB]

NRMA Insurance CTP Premiums effective 1 December [PDF 272KB] [DOC 61KB]

AAMI CTP Premiums effective 15 July 2013 [P656880DF 52KB] [DOC 18KB]

Apia CTP Premiums effective 15 July 2013 [PDF 47KB] [DOC 18KB]

GIO CTP Premiums effective 15 July 2013 [PDF 48KB] [DOC 18KB]

NRMA Insurance CTP Premiums effective 15 July [PDF 27KB] [DOC 17KB]

NRMA Insurance CTP Premiums 2013 [PDF 27KB] [DOC 17KB]

NRMA Insurance CTP Premiums 2012 [PDF 160KB] [DOC 20KB]

NRMA Insurance CTP Premiums 2011 [PDF 13KB] [DOC 20KB]

NRMA Insurance CTP Premiums 2010 [PDF 14KB] [DOC 29KB]

NRMA Insurance CTP Premiums 2009 [PDF 14KB] [RTF 43KB]

NRMA Insurance CTP Premiums 2009 [PDF 13KB] [RTF 20KB]

CTP Brochure Good Vehicles 2009 [PDF 752KB]

Premiums applicable prior to 2 March 2009 can be found in Schedule 1 to the Roads Transport (Third-Party Insurance) Regulation 2000external link

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